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Cigna Insurance for Drug Rehab

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Every day, people admit they need help for an addiction to drugs or alcohol. Additionally, they may need help treating a co-occurring mental health disorder. As a result, they want to begin their search for professional treatment. However, many have concerns about the cost, even if they have insurance. If someone is wondering, “Does Cigna cover drug rehab?” the good news is they do.  

About Cigna

Cigna has relationships with more than 180 million customers and patients. Globally, it employs more than 70,000 people. Does Cigna cover drug rehab? Yes, it does. As a result, it has a history of helping many people achieve permanent sobriety. Additionally, Cigna offers coverage for mental health conditions. Because about half of those with an addiction also have at least one mental illness, this provides important help.

Cigna boasts relationships with over 1.5 million health care providers, facilities, and clinics. Additionally, they work with more than 67,000 pharmacies. This number represents 99% of all U.S. pharmacies. Addiction falls under the heading of behavioral health care. This is important because Cigna works with 175,000+ mental and behavioral health care providers. This allows multiple options for anyone needing drug rehab.

Does Cigna Cover Drug Rehab?

When thinking about treatment for addiction, a common question comes to mind. For those who have Cigna insurance, they wonder, “Does Cigna cover drug rehab?” Actually, they do. Cigna knows that drug and alcohol addiction are medical conditions. As a result, they provide coverage for drug rehab. 

If you have Cigna insurance and need addiction treatment, there are 2 ways to get information. First, you can contact the company. Let them know any questions you have. Then, ask them to explain exactly what they cover. Additionally, they can let you know what, if any, out-of-pocket expenses will be. 

Secondly, you can contact Pacific Sands Recovery Center. Our admissions team knows the insurance world. Because of this, we can help you navigate it. We are familiar with Cigna and its various policies, and this allows us to help you talk with them. In all honesty, insurance isn’t that hard to understand when you have us on your side.

Does Cigna Cover Drug Rehab Out-of-Network?

There is another concern related to the question of “Does Cigna cover drug rehab?” It has to do with out-of-network treatment. Many insurance companies do not provide coverage for treatment outside of their network. Conversely, they may allow it but only cover a small portion of it. 

Cigna’s policy on out-of-network treatment depends on which plan you have. Not all of Cigna’s policies require in-network treatment. If you select a treatment center that is out-of-network, they may still cover it. However, your out-of-pocket costs may be more. Alternatively, a plan may require a deductible to be met. 

Before making plans for any out-of-network treatment, talk to a Cigna rep. You may need prior approval in order for them to cover it. They can explain your options. Then, you can make the best decision for your treatment.

What if Insurance Doesn’t Cover Everything?

Insurance can make all sorts of treatment possible. However, sometimes it still leaves an amount uncovered. While Cigna does cover drug rehab, it may not cover the full amount. Many people haven’t met their deductible yet. For this reason, they will have to pay a portion of the cost of treatment.

Additionally, they may still have to pay for certain services not covered by Cigna. Pacific Sands Recovery Center can help you figure out your options. Our expert admissions staff knows the insurance world. Not only this, but we can help with other suggestions for covering the cost of treatment. Let us know if you need help with this.

We can go over private payment options. Along with that, we can talk about using a credit card or loan. These can help cover the amount outside of insurance coverage. Then, you will know all of your options. Because of this, you can make a fully informed decision.

Cigna insurance does cover our drug rehab in orange county

What Types of Drug Rehab Does Cigna Cover?

Cigna understands that treatment for substance use disorders can come in many forms. As a consequence, they offer a wide range of services. These include what is referred to as residential treatment. This includes detox and inpatient programs. Residential programs require the person to live in a facility during treatment.

Alternatively, Cigna also covers different types of outpatient care. These include intensive outpatient and partial hospitalization programs. With these, a person lives at home while going to treatment during the day. Along with the above options, Cigna covers individual counseling. This can be done during formal treatment or after it concludes.

As a matter of fact, they also cover many prescription medications. These can help people control withdrawal symptoms and drug cravings. Not only does Cigna provide help for addiction, but they go even further. Cigna created a series of Behavioral Programs and Services. These address conditions like addiction and mental illness. 

Will Cigna Cover More Than One Drug Rehab Stay?

Cigna understands that recovering from addiction can be hard. As a result, they will not cut a person off if they need more treatment. In fact, the law prevents insurance providers from raising premiums after someone uses coverage for addiction treatment. Sometimes going to rehab more than once is medically needed.

If this happens, the person should contact Cigna to let them know. The person’s doctor can confirm the need for more treatment. From there, a decision can be made about what level of care will work best.

Drug Rehab in Orange County

Do you need help overcoming drug addiction? If so, we can help you get better. Pacific Sands Recovery Center in Orange County understands addiction. We know drugs and alcohol can ruin lives. Because of that, we offer several programs to help you embrace sobriety.

We provide detox for those just getting started on a sober life. In addition, we offer outpatient and residential treatment. Does Cigna cover drug rehab? Yes, they do. Visit our admissions page for more information. We provide a quick and easy admissions process. Then, you begin the healthy, sober life you deserve.


  • I would just like to share how Grateful I am with my experience through my addiction at this facility. I couldn’t possibly ask to be in such a “SAFE/COMFORTABLE” environment while receiving treatment for my addiction. I would just like to say Thank you sooo much to ALL the staff there from the Nurse’s to counselors and therapist all of you are a True Blessing in helping me through my journey of sobriety. I couldn’t feel more comfortable there on how they monitored my physical health and on dealing with my emotional health with there therapy sessions and groups I truly see them ALL as Family!

    Andrew N.
  • As a professional in the recovery field I have worked with many detox centers and none compare to The this one. Their staff is incredibly attentive and knowledgable regarding the needs of individuals seeking recovery from the very start. Their facility is welcoming and homey while remaining very luxe. I would recommend this facility to any loved one or friend looking to start down their journey of sobriety.

  • This place helped saved my life, and a great stepping stone to get my life on the right track. Was there first client under new management, caring staff and owners, comfortable place to get you on your feet in sobriety.

  • Great Staff. Comfortable Environment. Awesome place to Get Clean and Sober. Thank you guys for everything.


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    1909 W Carlton Pl
    Santa Ana, CA 92704


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